Partners · Banking · Software · Logistics

UK FBA partner stack

The banks, accounting tools, software, and logistics partners we actually use to run a £1M+/year UK Amazon FBA business. Honest take on each — pros, cons, and when to use them.

Disclosure: Some links on this page may pay The Inner Circle a small affiliate commission at no extra cost to you. This does not influence our recommendations — everything here is something we genuinely use and would recommend regardless. If a partner pays a referral fee, we may use that revenue to keep membership prices low.

Business Banking

Our default recommendation for new UK FBA Limited Companies. Free company formation, Companies House registration, business bank account, and basic accounting in one app. Zero monthly fees on the Free plan.

✓ Pros
  • Free Limited Company formation (saves £12 + paperwork)
  • Same-day business account with sort code + account number
  • In-app expense tracking + auto-receipt matching
  • Multiple users (great when you hire a VA bookkeeper)
✕ Cons
  • Free plan caps free transactions — pricier as you scale
  • Basic FX (Wise is better for international wholesale)

Best multi-currency account for UK FBA sellers importing from EU/USA/China. Real exchange rates, no markup. Open USD, EUR, GBP balances and pay suppliers in their currency.

✓ Pros
  • Real mid-market FX rates — saves 1-3% vs traditional banks
  • Hold balances in 50+ currencies
  • Local account details in USD, EUR, GBP, AUD, more
  • Cheap international payments (often £0-£3 per transfer)
✕ Cons
  • Not a true UK current account — pair with Tide or Starling for direct debits
  • Doesn't offer overdraft or credit

Best traditional UK business bank for serious operators. Free unlimited UK transfers, proper banking app, lending available once established. Use alongside Tide/Wise for a complete stack.

✓ Pros
  • No monthly fees on the standard Business account
  • Unlimited UK Faster Payments included
  • Best banking app in the UK by review consensus
  • Lending products available (overdraft, business loans)
✕ Cons
  • Slightly stricter onboarding than Tide
  • Minimum daily Faster Payment limits can constrain large supplier payments

Accounting

Industry-standard accounting software for UK Limited Companies. Most accountants prefer Xero. Pairs well with Tide and Starling via direct bank feeds. £15-30/month.

✓ Pros
  • Direct integration with all major UK banks
  • Auto-categorises transactions
  • Most UK accountants are Xero-certified
  • Comprehensive VAT return submission
✕ Cons
  • Steeper learning curve than FreeAgent
  • Pricier than FreeAgent for solo operators

Simpler than Xero, free if you have a NatWest, RBS, or Mettle business account. Great for Sole Traders + small Ltd Cos doing under £100k turnover.

✓ Pros
  • Free with NatWest/RBS/Mettle business banking
  • Friendlier interface than Xero for non-accountants
  • Built-in invoicing, time tracking, VAT
✕ Cons
  • Less powerful than Xero for complex setups
  • Fewer accountants are FreeAgent-certified

FBA Software

Non-negotiable. Every Inner Circle member uses Keepa. Sales rank history, Buy Box price tracking, FBA seller count over time. £15/month.

✓ Pros
  • Cheapest essential FBA tool
  • Chrome extension overlays Amazon listings
  • Unmatched price + rank history depth
✕ Cons
  • Interface is dated
  • API access is a separate paid add-on

SellerAmp 360

Get SellerAmp →

Used by serious wholesalers for bulk catalogue analysis. £25-50/month. Lets you upload a supplier catalogue and analyse 1000+ ASINs against Keepa data in minutes.

✓ Pros
  • Bulk wholesale catalogue scanning
  • UK-focused product analysis
  • Profit/margin calculation built in
✕ Cons
  • UK-specific subset of US tools
  • Needs Keepa subscription alongside

Prep & Logistics

UK Prep Centres (curated list)

Join Inner Circle for the list →

We don't recommend a single prep centre — best fit depends on volume + your category. Inside the Inner Circle Discord we maintain a vetted list of 8-10 UK prep partners with current pricing and member reviews.

✓ Pros
  • Inner Circle members get current pricing data
  • Member reviews of accuracy + speed
  • Direct intros to prep centre owners
✕ Cons
  • Public list would go stale fast — kept private to members

Inside the Inner Circle, this list goes deeper

Members get our active prep-centre list, our wholesaler directory, our import freight forwarders, and the actual member reviews of each. The real partner intel.

Join the Inner Circle →